What WE DO?
Help you learn all about the most Tax-Efficient and safe manner
to grow and protect your money for a lasting Retirement.
to grow and protect your money for a lasting Retirement.
how will it help you?
We'll teach you how to potentially avoid paying hundreds of thousands of dollars in Taxes during your Retirement and throughout your lifetime.
WHY? - BECAUSE THE IRS WANTS THEIRS!
See the charts below as to how much the Top 25% of Income Earners payout in taxes.
You are in the TOP 25% of all Americans if your Gross Income is over ~$84,000? WHAT??? That can't be right? Can it? This is SHOCKING!
The IRS is telling us that if you make over ~$84,000 Gross Income per year, that you are in the TOP 25% of all Americans, -and - that the TOP 25% pays 86% of all the Income Tax to the Government. Meaning the other 75% of all Americans only pay 14% of the remaining Income Tax. Thus, those making less than $84k/ yr. have a Cash Flow problem, not a Tax Problem. Those making over $84k/ yr. do not a Cash Flow problem, BUT DO HAVE A TAX PROBLEM!
BECAUSE THE IRS WANTS THEIRS!
The highest Federal Tax Bracket in U.S. history was 94% in WWII, for those making over $200k/yr. Currently we are at 37% since Trump signed the bill to lower taxes, yet that is due to sunset and revert back at the end of 2025. Where will TAXES go then... who knows? But does anyone think they will NOT GO UP? No, they will have to go up due to the U.S. National Debt is continuing to grow faster and faster.
DOUBLE OUR TAXES? ARE YOU KIDDING ME? No, I'm not. Taxes are much lower than they have been in the past. How soon will they go up? Who knows? How much? No one knows. Yet, they will at some point, and possibly sooner than later.
What other RISKS could
affect my Retirement?
affect my Retirement?
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STOCK MARKET RISK
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INCOME TAX RISK
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LONGEVITY RISK
- Length of Retirement has increased to over 20 years.
- We're living longer and will need more money over our lifetime. Average woman is living to 88, and man to 85.
- Inflation will continue to increase each year.
- Possibility of needing Long-Term Care is a 1 in 2 possibility.
- Financially planning to live to 90 - 100 is prudent. There is a 50% probability one of you will live to 90 & 5% to 100.
Will your 401(k), IRA & Savings be able to last throughout your lifetime.
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Could you outlive your Retirement Income?
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And Inflation will not stop increasing, yet your Retirement Income will.
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Do you have enough saved to afford Long Term Care should you need it?
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Read the left hand side of the Wealth Strategies column and then the Desired Outcome column of "What You Want".
WHAT IF I COULD HAVE MY CAKE & EAT IT TOO???
SO WHAT IS THE CLOSEST THING
TO A PERFECT RETIRMENT VEHICLE?
TO A PERFECT RETIRMENT VEHICLE?
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Now think about all your money, assets & investments.
How much money do you have in each bucket below?
How much money do you have in each bucket below?
If you answered the above question and you
DO NOT HAVE ANY MONEY
in the TAX-FREE Bucket for Retirement...
DO NOT HAVE ANY MONEY
in the TAX-FREE Bucket for Retirement...
You should be worried. Yet if you are not worried, then ask yourself these questions.
Be honest, and don't be WISHFUL THINKING!
1) How do I know that I will have enough money to last my lifetime?
2) How much will I be paying in Taxes (since Taxes will be going up) during my Retirement?
3) Could I possibly need long-term care? To what age have my parents, family & relatives been living to?
4) Could I possibly have to change my lifestyle in my golden years due to less income?
5) If you only have your 401(k)s & IRAs, is enough invested in there? And how long will it last before running out?
6) How much in Taxes will you have to pay to withdrawl from your 401(k)s or IRAs or your forced Required Minimum Distributions that were at 70 1/2 yrs. old (now @ 72 yrs. old) per the Government?
Be honest, and don't be WISHFUL THINKING!
1) How do I know that I will have enough money to last my lifetime?
2) How much will I be paying in Taxes (since Taxes will be going up) during my Retirement?
3) Could I possibly need long-term care? To what age have my parents, family & relatives been living to?
4) Could I possibly have to change my lifestyle in my golden years due to less income?
5) If you only have your 401(k)s & IRAs, is enough invested in there? And how long will it last before running out?
6) How much in Taxes will you have to pay to withdrawl from your 401(k)s or IRAs or your forced Required Minimum Distributions that were at 70 1/2 yrs. old (now @ 72 yrs. old) per the Government?
If you CANNOT ANSWER NOR CALCULATE the above questions...
Would you like to know where you are at currently with your Retirement Savings?
Would you like to know where you are at currently with your Retirement Savings?
Then call us @ (951) 371-7608
and we will schedule an appointment to discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE. (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.
and we will schedule an appointment to discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE. (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.
Or schedule an online appointment @
www.WesternStatesFinancial.com/John
and at your conveniently scheduled appointment that you choose, we will discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE. (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.
www.WesternStatesFinancial.com/John
and at your conveniently scheduled appointment that you choose, we will discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE. (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.
We will NOT sell you anything.
NO OBLIGATION!
FREE items are to help educate you on TAX-FREE STRATEGIES.
If our options make sense to accomplish your goals for your Retirement and having TAX-FREE INCOME, a Tax-Free Death Benefit and TAX-FREE Transfer to your Heirs, then you will decide how you would like to proceed.......
No pressure sales.
WE PROMISE!
YOU WILL BE GLAD THAT YOU BOOKED YOUR APPOINTMENT!
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