Western States Financial & Western States Investments - Corona , CA John Weyhgandt, Financial Coach & Advisor
 For more information, call now: (951) 371-7608
  • Home
    • Schedule an Appointment
  • Who Are We? . . . . and What We Do.
    • Western States Financial
    • Western States Investments
    • John Weyhgandt
    • Our Corporate Team
  • Interest or R.S.V.P. Event Request
  • Financial Services
    • Financial & Investment Management >
      • Individual Retirement Accounts
      • Annuities
      • Assets Under Management (AUM)
      • Estate Planning / Living Trusts
      • Financial Coaching
      • IRAs, IRA roll-overs, Roth IRAs, Simple IRAs & SEP IRAs
      • Club vs. Swing
    • The U.S. Debt Clock
    • Tax Information >
      • 2024 Federal Tax Brackets, Tax Rates & Retirement Plans
      • 2023 Federal Tax Brackets, Tax Rates & Retirement Plans
      • 2022 Federal Tax Brackets, Tax Rates & Retirement Plans
      • 2022 State of CA Tax Brackets
      • 2024 Retirement Plan Contribution Deadlines & Limits
      • 2023 Retirement Plan Contribution Deadlines & Limits
      • 2022 Retirement Plan Contribution Deadlines & Limits
  • Insurance Services
    • Life Insurance
    • LIRPs >
      • Indexed Universal Life
    • Long-Term Care
    • Medicare
  • Social Security
  • Forms, Learning & More
    • Forms
    • Questionnaires
    • Learning About Money >
      • 3 Buckets of Money
      • 3 Type of Purchasers
    • Videos
    • Privacy Policy & Terms of Use
  • Contact Us
Picture

What is this about?

To help you learn all about the most   Tax-Efficient and safe manner 
​
to grow and protect your money for a lasting Retirement.

how will it help you?

We will teach you how to potentially avoid paying hundreds of thousands of dollars in Taxes during your Retirement and throughout your lifetime.
Picture
STOCK MARKET RISK
  • Bear Markets vs. Bull Markets
  • Volatility 
  • ​​Risks and Losses
  • Sequence of Returns
  • Management Fees, Inflation & Taxes
  • All of these above do have an effect on your Investments
LONGEVITY  RISK
  • ​Length of Retirement
  • We're living longer
  • ​Inflation will continue
  • ​Possibility of the need for    Long-Term Care is 1 in 2
  • Planning to live to 90 - 100 is prudent
INCOME TAX RISK
  • Taxes are currently low
  • U.S. Debt is growing fast
  • At Retirment most all your Tax Deductions are no longer there
  • The IRS is going to get 'THEIRS' from your 401k when you begin to take it / required RMDs
  • Your Taxes over your Retirment will be going up

Picture
Read left hand side of the Wealth Strategies column and then the Desired Outcome column of "What You Want". WHAT IF I COULD HAVE MY CAKE & EAT IT TOO???

SO WHAT IS THE CLOSEST THING
​
TO A PERFECT RETIRMENT VEHICLE?
Picture
Picture
Picture

Now think about all your money, assets & investments.
How much
money do you have in each bucket below?
Picture
If you answered the above question and you

DO NOT HAVE ANY MONEY
​
​in the
TAX-FREE Bucket for Retirement...

You should be worried.  Yet if you are not worried, then ask yourself these questions.

Be honest, and don't be WISHFUL THINKING!


1) How do I know that I will have enough money to last my lifetime?
2) How much will I be paying in Taxes (since Taxes will be going up) during my Retirement?
3) Could I possibly need long-term care?  To what age have my parents, family & relatives been living to?
4) Could I possibly have to change my lifestyle in my golden years due to less income?
5) If you only have your 401(k)s & IRAs, is enough invested in there?  And how long will it last before running out?
6) How much in Taxes will you have to pay to withdrawl from your 401(k)s or IRAs or your forced                                            Required Minimum Distributions that were at 70 1/2 yrs. old (now @ 72 yrs. old) per the Government?

If you CANNOT ANSWER NOR CALCULATE the above questions...
Would you like to know where you are at currently with your Retirement Savings?
Then call us @ (951) 371-7608
and we will schedule an appointment to discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE.  (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
                       Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.

Or schedule an online appointment @

www.WesternStatesFinancial.com/John

 

and at your conveniently scheduled appointment that you choose, we will discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE.  (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)  
                       Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.

Picture
We will NOT sell you anything. NO OBLIGATION! FREE items are to help educate you on TAX-FREE STRATEGIES. If our options make sense to accomplish your goals for your Retirement and having TAX-FREE INCOME, a Tax-Free Death Benefit and TAX-FREE Transfer to your Heirs, then you will decide how you would like to proceed....... No pressure sales. WE PROMISE!
YOU WILL BE GLAD THAT YOU BOOKED YOUR APPOINTMENT!
SCHEDULE YOUR NO OBLIGATION APPOINTMENT HERE!

Picture

CONNECT
​WITH US:

WSF Facebook
Missed Fortune - Financial Advisor

CATEGORIES:

​About
Financial Services
​Insurance Services
Forms

Questionnaires
Resources
Videos
​


PROUD MEMBER OF:

Picture
Picture
Picture
Picture
Picture

LOCATION:

Western States Financial
​Western States Investments

2275 S. Main Street, Suite 103
Corona, CA 92882
Ofc: (951) 371-7608   Fax: (951) 371-7084

Email: [email protected]
​Email: [email protected]

​Appointment: John Weyhgandt - Online scheduling (oncehub.com)


© 2024 Western States Financial &  Western States Investments.  All rights reserved.