KEEP READING BELOW REGARDING HAVING A TAX-FREE BUCKET FOR RETIREMENT
What is this about?To help you learn all about the most Tax-Efficient and safe manner
to grow and protect your money for a lasting Retirement. |
how will it help you?We will teach you how to potentially avoid paying hundreds of thousands of dollars in Taxes during your Retirement and throughout your lifetime.
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STOCK MARKET RISK
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LONGEVITY RISK
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INCOME TAX RISK
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Read left hand side of the Wealth Strategies column and then the Desired Outcome column of "What You Want".
WHAT IF I COULD HAVE MY CAKE & EAT IT TOO???
SO WHAT IS THE CLOSEST THING
TO A PERFECT RETIRMENT VEHICLE?
TO A PERFECT RETIRMENT VEHICLE?
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The Insurance Company invests the majority of your Premium into a General Portfolio that is designed to generate and cover the amount that they take out to invest in the Options. The small amount they invest in the Options, you will experience the Upside Gains without the Downside Losses. Meaning if it grows in an up year, then you would receive that $ amount of Growth up to a Cap. If it decreases, then you would not receive any gain, but instead receive 0%. NO LOSS for that year. Thus in a properly structured IUL - Indexed Universal Life Policy, your money is protected from any / all losses. It only grows, or remains the same. Makes sense, right?
Here is what it would look like over time as compared to the S&P over the 20 year period below.
Notice the 2002 - 2003 Tech .com Crash. And notice the 2008 - 2009 Housing Crash. With an IUL - Indexed Universal Life Policy, you would not experience the Losses when the Market drops like other Investors. You would remain flat at 0% Growth during that down time in the Market. And it grows by indexing Tax-Free, can be withdrawled Tax-Free and passes onto your Heirs Tax-Free too! Now that is called "Having a Great Retirement and being able to leave a Legacy!"
Now think about all your money, assets & investments.
How much money do you have in each bucket below?
How much money do you have in each bucket below?
If you answered the above question and you
DO NOT HAVE ANY MONEY
in the TAX-FREE Bucket for Retirement...
DO NOT HAVE ANY MONEY
in the TAX-FREE Bucket for Retirement...
You should be worried. Yet if you are not worried, then ask yourself these questions.
Be honest, and don't be WISHFUL THINKING!
1) How do I know that I will have enough money to last my lifetime?
2) How much will I be paying in Taxes (since Taxes will be going up) during my Retirement?
3) Could I possibly need long-term care? To what age have my parents, family & relatives been living to?
4) Could I possibly have to change my lifestyle in my golden years due to less income?
5) If you only have your 401(k)s & IRAs, is enough invested in there? And how long will it last before running out?
6) How much in Taxes will you have to pay to withdrawl from your 401(k)s or IRAs or your forced Required Minimum Distributions that were at 70 1/2 yrs. old (now @ 72 yrs. old) per the Government?
Be honest, and don't be WISHFUL THINKING!
1) How do I know that I will have enough money to last my lifetime?
2) How much will I be paying in Taxes (since Taxes will be going up) during my Retirement?
3) Could I possibly need long-term care? To what age have my parents, family & relatives been living to?
4) Could I possibly have to change my lifestyle in my golden years due to less income?
5) If you only have your 401(k)s & IRAs, is enough invested in there? And how long will it last before running out?
6) How much in Taxes will you have to pay to withdrawl from your 401(k)s or IRAs or your forced Required Minimum Distributions that were at 70 1/2 yrs. old (now @ 72 yrs. old) per the Government?
If you CANNOT ANSWER NOR CALCULATE the above questions...
Would you like to know where you are at currently with your Retirement Savings?
Would you like to know where you are at currently with your Retirement Savings?
Then call us @ (951) 371-7608
and we will schedule an appointment to discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE. (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.
and we will schedule an appointment to discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE. (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.
Or schedule an online appointment @
www.WesternStatesFinancial.com/John
and at your conveniently scheduled appointment that you choose, we will discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE. (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.
www.WesternStatesFinancial.com/John
and at your conveniently scheduled appointment that you choose, we will discuss your Retirement needs, obtain the needed information, and then provide you with a Wealth Report for FREE. (A $1,000 Value that can save you tens of thousands of dollars over your Retirement / Lifetime.)
Our Wealth Report will compare all your investments with options for Tax-Free Retiement Income, and will tell you at what AGE YOUR MONEY WILL RUN OUT.
We will NOT sell you anything.
NO OBLIGATION!
FREE items are to help educate you on TAX-FREE STRATEGIES.
If our options make sense to accomplish your goals for your Retirement and having TAX-FREE INCOME, a Tax-Free Death Benefit and TAX-FREE Transfer to your Heirs, then you will decide how you would like to proceed.......
No pressure sales.
WE PROMISE!
YOU WILL BE GLAD THAT YOU BOOKED YOUR APPOINTMENT!
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