Western States Financial & Western States Investments - Corona , CA John Weyhgandt, Financial Coach & Advisor
 For more information, call now: (951) 371-7608
  • Home
    • Schedule an Appointment
  • Who Are We? . . . . and What We Do.
    • Western States Financial
    • Western States Investments
    • John Weyhgandt
    • Our Corporate Team
  • Interest or R.S.V.P. Event Request
  • Financial Services
    • Financial & Investment Management >
      • Individual Retirement Accounts
      • Annuities
      • Assets Under Management (AUM)
      • Estate Planning / Living Trusts
      • Financial Coaching
      • IRAs, IRA roll-overs, Roth IRAs, Simple IRAs & SEP IRAs
      • Club vs. Swing
    • The U.S. Debt Clock
    • Tax Information >
      • 2024 Federal Tax Brackets, Tax Rates & Retirement Plans
      • 2023 Federal Tax Brackets, Tax Rates & Retirement Plans
      • 2022 Federal Tax Brackets, Tax Rates & Retirement Plans
      • 2022 State of CA Tax Brackets
      • 2024 Retirement Plan Contribution Deadlines & Limits
      • 2023 Retirement Plan Contribution Deadlines & Limits
      • 2022 Retirement Plan Contribution Deadlines & Limits
  • Insurance Services
    • Life Insurance
    • LIRPs >
      • Indexed Universal Life
    • Long-Term Care
    • Medicare
  • Social Security
  • Forms, Learning & More
    • Forms
    • Questionnaires
    • Learning About Money >
      • 3 Buckets of Money
      • 3 Type of Purchasers
    • Videos
    • Privacy Policy & Terms of Use
  • Contact Us

"How Much Can Poor Credit Really Cost Me?"

8/12/2014

5 Comments

 
Picture
Plenty.
And if there’s any question about the clarity of that answer, try this on for size: Much, much more than you ever want to pay.

Consider this:
For most of us, the quality of life we experience in our later lives depends upon how well we manage “the margin” now.

What is “the margin”?

The margin is the amount of resources that we can pay forward during our most financially productive years. It’s about setting aside that “margin” of 4% or 6% or 10% or more during seasons when you’re able to earn and accumulate money. Then you manage that “margin” so that, independent of your sweat and work schedule, those dollars are able to multiply and grow into meaningful wealth.
In other words, accomplishing your dreams later in life comes down to making sure you have “left over dollars” NOW, that you invest those “left over dollars” wisely, and that you have time for them to mature and multiply into real wealth.

The real cost of poor credit is this: it robs you of that critical “margin.” It literally eats your quality of life.

How so?

Consider again:

With poor credit, you will likely pay more -- sometimes much more -- for your housing, car loans, car insurance, education loans, cell phone services and elective medical procedures. Furthermore, while prospective employers are barred by law from asking you about your age or sexual orientation or health, they can and will check your credit standing. And, as if all that’s not enough, the stress of credit
issues is often listed among top contributing factors in divorce proceedings. So let’s see...

CLICK HERE TO READ THE ENTIRE NEWSLETTER
5 Comments

    WESTERN STATES FINANCIAL BLOG

    John Weyhgandt, Financial Advisor in Corona, CA
    "We are a Financial Management Consulting Group located in Corona, CA. Please contact us for all your financial needs."
                  - John Weyhgandt
                   Financial Advisor                           Investments Coach
    CONTACT US!

    Archives

    March 2015
    February 2015
    August 2014
    May 2014
    March 2014
    January 2014
    November 2013
    October 2013
    September 2013
    July 2013
    May 2013
    April 2013
    March 2013
    February 2013
    January 2013

    Categories

    All
    Congress
    Corona
    Fiduciary
    Financial Advisor
    Financial Coach
    Financial Planning
    Income
    John Weyhgandt
    Life Insurance
    Medicare
    Money
    Politics
    Retirement
    Shutdown
    Social Security
    Social Security Benefits
    Ss Maximization
    U.s. Goverment
    Wealth Accumulation
    Wealth Management
    Western States Financial
    Western States Investments

    RSS Feed

CONNECT
​WITH US:

WSF Facebook
Missed Fortune - Financial Advisor

CATEGORIES:

​About
Financial Services
​Insurance Services
Forms

Questionnaires
Resources
Videos
​


PROUD MEMBER OF:

Picture
Picture
Picture
Picture
Picture

LOCATION:

Western States Financial
​Western States Investments

2275 S. Main Street, Suite 103
Corona, CA 92882
Ofc: (951) 371-7608   Fax: (951) 371-7084

Email: [email protected]
​Email: [email protected]

​Appointment: John Weyhgandt - Online scheduling (oncehub.com)


© 2024 Western States Financial &  Western States Investments.  All rights reserved.